Archive for the ‘Finance’ Category
Money woes
July 16th, 2008 Posted 9:03PM
Urgh. I just did some calculations (thanks, Microsoft Excel!) and I came to a conclusion that I will be debt-free by next year. Well, not entirely debt-free, but free of the worries that tag along with debt.
Even then, I have to be very, very, very frugal. And I can’t forget to pay my bills ever again. I’m that forgetful, it’s ridiculous. Sometimes the people from this certain bank calls, and they will scoff at me when I told them I forgot to settle this month’s bill. It might sound a bit far-fetched to you as how I could have forgotten, but it’s true!
So I made this list using MS Excel, and I should print it out and stick it on my wall, just so I won’t forget my financial obligations for every month.
I have also made a plan to keep my credit cards at home. I plan to ask my maid to hide it so I won’t sneak it out of the house to spend on a splurge. Trust me, people, if you haven’t got a credit card yet, DON’T GET ONE. I’m so peeved at how I can spend so much more than I can afford with a stupid credit card.
I have two, one of which I’m not using, but just paying off the stupid balance, so I’m going to terminate that one by the time I get the balance settled. Which, I’m going to say again, will be settled by next year. PHEW. And the other one, hopefully I’ll settle the balance soon enough, and if I have the courage, I’ll terminate that as well. I really hate credit cards.
I’m going to have to put in some money in my other inactive bank account for a rainy day as well.
So.. wish me luck! Hopefully I’ll get through this financial rut and be financially savvy! 
Posted in Finance
July’s off to a weird start
July 7th, 2008 Posted 9:49PM
If I spend anymore, I will be broke. Break, broke, broken. Where did my financial management (or lack thereof) went wrong?!
I survived ITB with B$248 per month, survived The Studio wages (if you’d like to call it that) at less than B$500 per month.. WHERE? Where on earth did it go wrong? Don’t tell me it’s my car. I survived on The Company salary, and the car costs half of it, and I survived that too.
What is wrong with July??
I really have to stop spending. Or cut my credit card in half.
Cemanatah ku kan kawin ni mun nada duit??
Speaking of getting married, my cousin took me seriously when I told him I’m getting married next year. You know, it was one of those “When’s your turn?” times. It was after one of my cousin’s wedding recently, and it went a little like this:
Abang H: Bah, lapas ani ko ah? (Translation: OK, you’re going to be next [to get married], yea?)
Me: Inda eh, lapas ani si N jua. (T: No, N is next.)
This fact is true because another cousin of mine is getting married, at the end of this month. His sister, actually! Haha. Anyway. On with the rest of the conversation, which is really just the end.
Me: Aku next year lah saja. (T: I’ll just get married next year.)
I laughed it off with him, and I assumed he knew I was kidding. I think he sort of missed it, because his other sister, Ka Rina, went up to me during a family doa selamat on a different day, and asked, “I heard you were getting married next year. Is it true?”
The seriousness in her tone and facial expression were priceless!
I never really got questions about when I’m getting married, this was just recent, and I tell you, I’m enjoying them! Haha. I like telling people I’m getting married next year. Keep them excited. It feels like I’m really getting married next year, hahaha.
Silly. Hm, that actually got rid of my financial woes. Haha.